Denice R. Preston
Buying a car can be a minefield. Firstly, there’s the decision to buy a new car in the first place and then, once the decision is made, there’s the long winded process of the hunt and purchase itself, which can be very stressful.
Buying a car in a city is a challenge, even where there are plentiful new and second-hand dealers, cars and purchase options around. But if you live in a remote area, the task can be much more daunting and challenging.
Car finance challenges if you live in a remote location
1. Dealing with numerous services and people from a remote location
2. Getting the right finance deal which won’t break the bank down the track
3. Finding the right advice in terms of your car of choice
4. Actually finding the car you’d like in the remote area you live
5. Finding a car you can service and buy affordable parts for after the fact
6. Coordinating the deal itself in terms of applications and settlements
7. Transporting the vehicle back to your home area
8. Dealing with ongoing finance matters from a remote location
9. Worry associated with the typical risks associated with buying a car
Read on to discover how First Rate Car Loans can solve these complex issues and simplify your car purchasing process.
Single point of contact
There are many moving parts to buying a car as outlined above and this usually involves dealing with a variety of people and processes. For instance, you might obtain a personal loan from a bank and use that money to purchase a car through a dealer. Further you’ll need insurance on that vehicle, which might be dealt with by another company. We solve that problem by providing our customers with one point of contact for the whole process, providing an efficient and streamlined process. Our brokers are very experienced and have a large and well-established network of lenders and services across the country.
The right finance deal
Whether you wish to purchase a car or refinance an existing car loan, we can help you with getting the right deal. Making phone calls, investing time in emails and processing loan applications can be costly and time consuming from a remote location. We offer phone assistance; email and loan application assistance and our brokers will take the hassle out of the job by coordinating many of these small and time-consuming tasks for you through their established networks.
Getting the right advice
It might have been a while since you purchased your last car and there many be many options available now, since that purchase, that you might be unaware of. Our brokers can offer you the most up-to-date advice available to make sure you are making the right and most-informed decision possible. These decisions can add up to big savings over the course of a car loan and the associated costs (such as insurances) with owning a car over time.
Assistance with finding a car from a remote location
Our team of dedicated brokers have a wealth of knowledge between them. Your single point of contact can help by offering information on how to locate your next vehicle, out of the area you live. For example, purchasing a vehicle in a city and having it transported back to a rural area can amount to huge savings in terms of the cost of your car.
Finding the right type of car for servicing after the fact
In remote areas service charges can be exorbitant if you choose the wrong car. Getting car parts to a remote area for a European car, for example, can really break the bank, especially if you are already paying for a car loan. With the right advice, our brokers, will make sure you make the right choice.
Assistance with finance settlement
Coordinating a finance settlement yourself can be very stressful and if you don’t know the pitfalls you can get into trouble. Our teams of dedicated professionals handle the entire process and make sure the settlement of your car finance happens without a hitch. That way, you can enjoy your new car without the worry of what might have gone wrong.
Vehicle transportation
Like car financing itself, there are a large number of companies offering vehicle transportation services, but not all of them are reputable. Our network of established services will ensure that your car is transported safely and securely to your remote location and at a cost you can afford.
Ongoing finance assistance
Once you’ve secured your car, there are ongoing administrative tasks associated with keeping that car. Your circumstances might change for example and down the track you may need to rejig your finances to meet your changing needs. We can assist with issues such as refinancing bad credit if required.
Risk Management
There are always risks associated with purchasing a car, and if you live in a remote location, and you are purchasing a car in a different location, we can help manage these risks. Your dedicated broker will advise on the checks required against that vehicle such as checking if it is stolen or has an outstanding loan against it. This is especially important if you are buying remotely.
