Denice R. Preston

Uncertainty is part of life. A medical emergency can’t be predicted. Many people feel anxious and stressed about the cost of hospital bills. Instead of focusing on the patient’s immediate medical needs, we divert our …

As a business owner, money is essential to meet your operational needs. Your business’s revenue should be sufficient to cover your daily operations. During low-business times, however, your revenue might not be sufficient to cover …

Personal loans are your friend when financial emergencies strike during difficult times. Personal loans can be unsecured. This means that they don’t require collateral or security. This loan allows the borrower to use the credit …

Federal student loan borrowers are eligible for payments that have been suspended without interest until May 1, 2022. This policy does NOT apply to private loans. During this suspension period, called a “forbearance”, borrowers can still …

A small-business loan is a way to stock shelves, purchase new equipment, or expand your business. Traditional banks, online lenders, and community lending institutions can all provide funding for business owners. How to choose the …

These are the top banks that offer small-business loans. They are ranked based on their industrial and commercial lending volumes, product offerings, and other options. Bank of America According to S&P Global Market Intelligence, Bank …

If you aren’t familiar with obtaining a loan for a small business, getting a loan can help you grow or start your business. However, it cannot be easy to navigate the lending process and understand …

Additional payments can help you pay off student loans quickly, but you may also be able to refinance to reduce interest. Paying more than the minimum monthly is the best way to repay student loans. …

A business loan can help you get the capital you need to sustain and grow your business. Three things are changing the business lending landscape: the increased use of technology, easy access to credit histories, …

Individuals and businesses must have sufficient capital. A loan from a bank or a non-banking financial institution (NBFC) can provide capital. There are two types of loans: unsecured and secured. A secured loan is a …