We offer competitive car finance for new & used vehicles across Australia.
First Rate Car Loans are the experts in competitive finance for cars across Australia - whether they are from a dealer or private sale, we can help. As a finance broker, we make the process as simple and as seamless as possible by doing all the hard work for you. Simply by letting us know a few details about yourself and how much you are looking to borrow, we’ll source you the best possible loan from our panel of top tier lenders.
Even if you have bad credit, are self employed or have some visa hurdles, our team of experts can guide you every step of the way to ensure you get approved, and on your way to purchasing your next car. We also offer:
- Protection from future interest rate rises with a fixed interest rate for the life of the loan
- Complete visibility on monthly repayments, making it easier to budget month to month
- Finance for the full amount of the car (no deposit), or provide a deposit of your choice
- Fast pre-approval so you know exactly what you have to spend - a great bargaining tool to get the best price from a seller
- Flexible loan terms from 1 up to 7 years